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  • Privacy Pledge Cobrowse

    *Offer dates subject to change.

    U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affliates as provided under the cardmember agreement and applicable law.

    1 The 0% introductory APR applies to purchases and is valid for the first 18 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 18 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 01/25/21, the undiscounted variable APR for Purchases and Balance Transfers is 14.49%-24.49% (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. There is a 0% introductory balance transfer fee on balances transferred within the first 60 days of account opening. After that, a balance transfer fee of 3% of each transfer amount ($5 minimum) will apply. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

    2 Certain terms, conditions and exclusions apply. In order for coverage to apply, you must pay your eligible cellular wireless bill with your covered U.S. Bank Visa Platinum card. Please refer to your guide to benefits for further details.

    The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

    The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

    ©2021 U.S. Bank

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