U.S. Bank Business Altitude™ Power World Elite Mastercard<sup>®</sup>

U.S. Bank Business Altitude™ Power World Elite Mastercard®

Earn limitless 2X rewards on the purchases that power your business.

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Earn 75,000 bonus points after spending $10,000 on the Account Owner's card in the first 120 days.1
Annual fee is $195/year.2

  • 2X

    on all purchases. No caps on total rewards earned.3

  • 2.5X

    on up to $5,000 in mobile wallet purchases each quarter.

  • 6x

    on prepaid hotels and car rentals booked directly in the Rewards Center.

Apply now

Questions? Contact your banker:

Todd Flesch

Email

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    U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

    Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. See your Cardmember Agreement for details. A purchase will not earn additional points if the merchant's selected code is in a category that is not eligible for additional points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional points.

    Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem points, and you will immediately lose all of your cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

    1. One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $10,000 or more are made to the Account Owner's Card within 120 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Rewards are earned based on eligible net purchases. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Power accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Power Card is subject to terms and conditions of the Business Altitude Power Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

    2. The current variable APR for purchases and balance transfers is 19.24% - 26.24% (based on your creditworthiness). The variable APR for cash advances is 31.49%. Cash advance fee: 5% of each advance amount, $10 minimum. Convenience check fee: 3% of each check amount, $5 minimum. Cash equivalent fee: 5% of each cash amount, $10 minimum. Balance transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $195 every year for the account owner. Foreign transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars. 0% for each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in an U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.

    3. U.S. Bank Business Altitude Power Card Cardmembers will earn two (2) "Points" for every $1 in eligible Net Purchases. In addition, as further explained below, you will earn additional Points for the following Net Purchases: You will earn four (4) additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your rewards credit card instead of Points. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn one half (0.5) additional point (2.5 total points) on your first $5,000 in combined eligible Net Purchases made using a mobile wallet. During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet, you will earn 2 Points for each $1 spent, with no maximum. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Wallet, and Garmin Pay™. Unlike Google Wallet, Google Pay may not qualify as a mobile wallet and earn additional cash back, depending on how the transaction is completed. We cannot control how mobile wallet transactions are designated and reserve the right to determine which Purchases qualify for additional cash back. Please allow 1-2 statement billing cycles for your Points to appear on your credit card statement. Refer to the Rewards Center for full details. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

    The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated, and the card is available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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