U.S. Bank Cash+<sup>®</sup> Visa Signature<sup>®</sup> Card

U.S. Bank Cash+® Visa Signature® Card

Earn $200 cash back! When you spend $1,000 within the first 120 days.1

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Plus, a 0% introductory APR2 on purchases and balance transfers3 for 15 billing cycles, thereafter, a variable APR, currently 19.49% to 29.74%​​​.

  • 5%

    Cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.4

  • 2%

    Cash back on one everyday category, like gas stations and EV charging stations or grocery stores.

  • 1%

    Cash back on all other eligible purchases.

  • suitcase with 5 percent

    Cash back on prepaid airfare, hotels and car rentals booked directly through the Rewards Center.

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  • Privacy Cobrowse Your California privacy choices

    You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.

    U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

    Net Purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points or Cash Back, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Purchases qualify for Cash Back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

    Account must be open and in good standing (not past due) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

    1. Offer subject to change, available to new Cardmembers as of 1/22/24. One-time $200 cash back will be awarded if you are approved for a new U.S. Bank Cash+® Visa Signature Card and eligible Net Purchases totaling $1,000 or more are made to your account within 120 days after account opening. Cash back earned on eligible Net Purchases. Please allow 6-8 weeks for your bonus cash back to be credited to your account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Cash+® Visa Signature account. Use of the Card is subject to terms and conditions of the U.S. Bank Cash+® Visa Signature Cardmember Agreement, which is provided at account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

    2. The 0% introductory APR applies to purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 1/22/24, the undiscounted variable APR for Purchases and Balance Transfers is 19.49% to 29.74% based on your creditworthiness. The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in an U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. U.S. Bank ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

    3. Balance Transfer Information: Balance Transfer transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer within 10 days of account opening or by calling 800-285-8585. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost or destroyed.

    4. Cardmember must enroll each quarter into categories of their choice, or all Net Purchases will earn no more than 1% cash back. Categories subject to change quarterly. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. As U.S. Bank cannot control how merchants choose to classify transactions, U.S. Bank cannot guarantee a transaction will qualify. In addition to earning 1% cash back for every $1 in eligible Net Purchases, Cash+ Cardmembers will earn an additional 4% cash back for every $1 in eligible Net Purchases spent on prepaid air, car and hotel reservations in the travel center using your Cash+ Card. Please allow 1-2 statement billing cycles for your bonus cash back to appear on your credit card statement. Refer to the Rewards Center for full details. Rewards are earned through eligible Net Purchases. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($25 minimum redemption on cash back). Subject to applicable law, you may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Cash rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned. Upon approval, full details will be provided in your Cardmember Agreement.

    The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

    The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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