U.S. Bank Visa<sup>®</sup> Platinum Card

U.S. Bank Visa® Platinum Card

Save more, save longer until 2025.

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0% introductory APR1 on purchases and balance transfers2 for the first 18 21 billing cycles. Thereafter, a variable APR, currently 18.74% - 29.74%.

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    Low introductory APR on purchases to help manage big purchases or unexpected expenses.

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    Cell phone protection when you pay your monthly cell phone bill with your card.3

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    Transfer balances from higher-rate credit cards and save on interest payments.

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  • Privacy Cobrowse Your California privacy choices

    You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.

    U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affliates as provided under the Cardmember Agreement and applicable law.

    1. The 0% introductory APR applies to Purchases and is valid for the first 21 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 21 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 18.74% - 29.74% based on your creditworthiness. The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 3% of each foreign Purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign Purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in an U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. U.S. Bank ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

    2. Balance Transfer Information: Balance Transfer transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer within 10 days of account opening or by calling 800-285-8585. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost or destroyed.

    3. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must pay your monthly cell phone bill with your U.S. Bank Visa Platinum Card. Please refer to mycardgtb.com/platinum to view the Guide to Benefits for further details including full terms and conditions.

    The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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